These Terms and Conditions govern your use of the 22atm platform, your account, deposits and withdrawals in PKR, bonuses and all games available on the site. Please read them carefully before you register or place any bets.
These highlights summarise the most important points. The full terms below expand on each of these areas in detail.
You must be at least 18 years old to register and use the 22atm platform. Account holders found to be under 18 will have their accounts closed and any PKR balance will be reviewed in accordance with these terms.
Each player is permitted to hold exactly one account on 22atm. Duplicate accounts are not allowed. If multiple accounts are found linked to the same individual, all accounts may be suspended and balances reviewed pending verification.
Deposits, withdrawals and account balances on 22atm are handled in Pakistani Rupees (PKR) only. No currency conversion is applied by the platform. Supported methods include JazzCash, Easypaisa, Raast and bank transfers.
Any bonus credited to your 22atm account is subject to wagering requirements before it or any associated winnings can be withdrawn. The specific requirements for each promotion are stated at the time the bonus is offered.
Any use of bots, automated software, collusion, exploiting technical errors or any other method of gaining an unfair advantage is strictly prohibited and will result in immediate account suspension and forfeiture of balances.
22atm provides deposit limits, session limits and self-exclusion options accessible from your account settings. Players experiencing difficulty managing their gaming are encouraged to use these tools without delay.
Have questions about these terms?
Visit FAQBy accessing the 22atm website, creating an account or using any part of the platform — including slots, fish games, live casino or any other game category — you confirm that you have read, understood and agreed to be bound by these Terms and Conditions in their entirety.
These terms form a binding agreement between you and 22atm. If you do not agree with any part of these terms, you must not register an account or use the platform in any way. Continued use of the 22atm platform after any update to these terms constitutes your acceptance of the revised version.
These Terms and Conditions apply to all players on the 22atm platform regardless of the device or browser used to access it, including the 22atm Android app.
To register and use 22atm you must satisfy all of the following conditions:
22atm reserves the right to request age verification documentation at any time. If verification cannot be completed satisfactorily, the account will be suspended until the matter is resolved. This is a standard protection measure applied consistently across all accounts.
Age Restriction: Use of this platform by anyone under 18 years of age is strictly prohibited. Parents and guardians are responsible for ensuring minors do not access online gaming platforms.
Each individual may hold only one active account on 22atm. Registering multiple accounts is a breach of these terms and may result in all associated accounts being closed and balances being forfeited.
You are required to provide accurate, current and complete information during registration and to keep that information updated. This includes your name, contact details and any payment information connected to your account. 22atm is not responsible for any issues arising from incorrect details provided by the account holder.
You are solely responsible for maintaining the confidentiality of your login credentials. Do not share your password with anyone. Any activity that occurs under your account is your responsibility. If you suspect unauthorised access to your account, contact the 22atm support team via live chat immediately.
22atm may request identity or payment verification at any time, particularly before processing withdrawal requests above certain PKR thresholds. Verification may include submission of a valid ID document and confirmation of your registered payment method. Accounts that do not complete verification when requested may have withdrawals held pending resolution.
Keeping your account details accurate and your login credentials secure protects both your PKR balance and your personal information. Never share your password or OTP with anyone, including individuals claiming to represent 22atm.
22atm processes all deposits and withdrawals exclusively in PKR. Supported payment channels currently include JazzCash, Easypaisa, Raast, standard bank transfers and compatible mobile wallets. The available methods are displayed in the wallet section of your account and may be updated from time to time.
Deposits are credited to your 22atm wallet once the payment is confirmed through the relevant payment channel. Processing times vary depending on the method used. JazzCash and Easypaisa deposits typically reflect within minutes. Bank transfer timings follow standard banking schedules.
The minimum and maximum deposit amounts per transaction are displayed in the wallet section and may be adjusted by 22atm at any time. Players are responsible for checking current limits before initiating a deposit.
Withdrawal requests are processed to the same payment method used for the most recent deposit wherever operationally possible. Withdrawal requests are reviewed before processing. Routine withdrawals are typically completed within the timeframe displayed in the withdrawal section of the platform.
22atm reserves the right to request verification before processing any withdrawal. Withdrawals will not be processed to third-party accounts or payment methods not registered under the account holder's name. The minimum withdrawal amount is displayed in your account wallet section.
Bonus balances are subject to wagering requirements before withdrawal. Real-money PKR balance and bonus balance are tracked separately in your account wallet. Withdrawals are processed from real-money balance first unless otherwise specified in the relevant promotion terms.
22atm does not charge its own fees on PKR deposits or withdrawals. Your payment provider — JazzCash, Easypaisa or your bank — may apply their own standard charges, which are outside 22atm's control.
22atm offers promotional bonuses to registered players from time to time. These may include welcome bonuses, deposit match offers, free spins on slots or other reward structures. All bonuses are subject to the following general conditions unless the promotion's specific terms state otherwise.
All bonuses carry a wagering requirement which must be met before any bonus-derived funds can be withdrawn. The wagering multiplier, eligible games and time limit for each promotion are stated at the point the bonus is offered. It is the player's responsibility to read these requirements before accepting a bonus.
Only one active bonus can be in use at any given time. Accepting a new bonus while a previous bonus is still in its wagering period may result in the previous bonus being cancelled. Check your account wallet for your current bonus status before opting in to a new promotion.
Attempting to abuse bonus offers — including using multiple accounts to claim the same bonus, placing bets that exploit wagering contribution rules in a way that is clearly designed to extract value rather than play in good faith, or using automated software to fulfil wagering requirements — is prohibited. 22atm reserves the right to cancel bonuses and close accounts where abuse is identified.
Note: Bonuses are offered at 22atm's discretion and may be changed, paused or withdrawn at any time. Eligibility for individual promotions may vary based on account activity and history.
All games available on 22atm — including slots, fish shooting games, live casino tables and any other game categories — operate under the rules determined by the respective game provider. These rules are accessible within each game interface.
Game outcomes are determined by certified random number generation systems or, in the case of live casino, by the real-time actions of the live dealer. 22atm does not manipulate game outcomes. Results are final once a round or game session is complete.
In the event of a technical malfunction during a game round, the round in progress at the time of the malfunction may be voided and any wager placed during that round returned to the player's PKR balance. 22atm will investigate reported malfunctions and communicate outcomes through the support team. Winnings generated as a direct result of an identifiable technical error are not valid and will not be paid out.
Players are responsible for maintaining a stable internet connection during game sessions. Disconnections caused by the player's own network do not automatically entitle a player to a refund of bets placed in active rounds. If a disconnection occurs during a round and the result has already been determined by the game server, that result stands.
The following actions are strictly prohibited on the 22atm platform. Engaging in any of these activities may result in immediate account suspension, forfeiture of balances and reporting to relevant authorities where legally required:
Important: Fraudulent chargebacks will result in immediate account closure. Any outstanding balance subject to a chargeback dispute will be withheld until the matter is resolved.
22atm collects, stores and processes personal information in accordance with its Privacy Policy, which forms part of these Terms and Conditions and should be read alongside them. By registering an account, you consent to the collection and use of your data as described in the Privacy Policy.
Your personal data — including your name, contact details, PKR transaction history and account activity — is used to operate your account, process payments, verify identity and ensure platform security. 22atm does not sell personal data to third parties for marketing purposes.
All content on the 22atm platform — including the website design, logos, graphics, game interfaces, text, software and any other material — is the property of 22atm or its respective licensors and is protected by applicable intellectual property laws.
You may not copy, reproduce, distribute, republish, display or transmit any part of the 22atm platform without prior written permission. Use of the platform is granted for personal, non-commercial entertainment purposes only. Any unauthorised use may result in account termination and legal action.
22atm provides the platform on an "as available" basis. While every effort is made to ensure continuous, uninterrupted access, 22atm does not guarantee that the platform will be available at all times or free from technical issues.
To the maximum extent permitted, 22atm is not liable for:
Nothing in these terms limits liability for fraud, gross negligence or any other matter that cannot be excluded by applicable law.
You may request to close your 22atm account at any time by contacting the support team via live chat. Before closure, any verified real-money PKR balance in your wallet will be processed for withdrawal to your registered payment method, subject to standard verification requirements.
22atm reserves the right to suspend or permanently close any account that is found to be in breach of these Terms and Conditions, without prior notice where the breach is serious. In cases of suspected fraud, money laundering or use of the platform by a minor, the account will be closed immediately and balances may be withheld pending investigation.
Where an account is closed due to a breach attributable to the player, bonus balances and any winnings derived from prohibited activity will be forfeited. Real-money PKR deposits may be returned at 22atm's discretion following investigation.
Players who wish to take a break or permanently exclude themselves from the platform can do so via the responsible gaming tools in their account settings. Self-exclusion requests are processed promptly. Once active, a self-exclusion cannot be reversed for the duration selected. See Section 13 for more information on responsible gaming tools.
22atm may update these Terms and Conditions at any time. When material changes are made, the updated version will be published on this page with a revised "Last updated" date. Players are encouraged to review this page periodically.
Continuing to use the platform after updated terms have been published constitutes your acceptance of those changes. If you do not agree with updated terms, you should stop using the platform and request account closure via the support team.
For significant changes to payment terms or account conditions, 22atm will make reasonable efforts to notify registered players through in-platform notifications or via their registered contact details.
22atm is an entertainment platform intended for adult players who choose to participate voluntarily and within their personal means. The platform takes its responsibility to player wellbeing seriously and provides a range of tools to help you stay in control.
Gaming at 22atm should always be funded from your discretionary entertainment budget — money you are comfortable losing as the cost of entertainment. It should never be funded through loans, borrowing, or money allocated for essential expenses like rent, food or utility bills. Never chase losses by increasing your bet sizes. If a session is going poorly, the right decision is to stop.
For more detailed guidance on managing your gaming habits, visit the Responsible Gaming page.
Remember: 22atm is for adults 18 and over. Gaming should be entertainment — never a financial strategy. If gaming stops being fun, please use the self-exclusion tool in your account settings.
If you have any questions about these Terms and Conditions or need clarification on any of the points covered here, the 22atm support team is available 24 hours a day, seven days a week via live chat on the platform.
You can also reach us by email. Our support address is displayed in the footer of this page. Please include your registered account details when contacting us so the team can assist you as quickly as possible.
For questions specifically related to responsible gaming tools or self-exclusion, visit the Responsible Gaming page. For general platform questions, the FAQ page covers the most common topics raised by Pakistan players.
Live chat is the fastest way to get a response. Our support team typically responds within minutes and can assist with account, payment and gameplay queries in plain, clear English.
Play Responsibly. 22atm is an entertainment platform for adults aged 18 and over only. Set a PKR budget before every session and never gamble with money you cannot afford to lose. Self-exclusion and deposit limit tools are available in your account settings. Visit our Responsible Gaming page for more guidance.